If you have recently purchased a home or if you have been a homeowner for some time you will be familiar with title deeds. These are the legal documents that provide proof of who owns a house, building or piece of land. But given that these documents are so valuable, what is the best way of storing them securely?
A deed box is one of the most reliable ways in which this can be achieved. Deed boxes are secure, as well as being designed specifically for the storage of deeds and documents. These safes are uniquely made for both the security and the organisation of important legal documentation. Deed boxes come in many different incarnations. Some are stationary like ordinary safes; others are portable and can be transported like secure briefcases. In all deed boxes the concept is the same, however. A welded steel plate box holds the documents. This is fitted with a radial pin or cam lock that can only be opened with a key or combination. In addition to their sturdiness, deed boxes can also be designed to be fireproof, waterproof and to repel virtually any other source of danger. They truly are the most secure place to keep the most important documents to any homeowner or landowner.
So why would you need one of these boxes? There are a number of reasons. In legal matters concerning possession or even repossession of homes, deeds are the most important documents. Without proof of ownership, the law concerning home owning can become very difficult to enforce or benefit from. Title deeds may also be referred to when certain parameters need to be ascertained. Things like land boundaries and common areas may need to be clarified in legal disputes. Checking title deeds is the most efficient way of doing this. In addition, when selling your property the deeds will need to passed on. Likewise, after a death, title deeds are needed when deciding the ownership of a deceased person’s estate. If you have a mortgage on your home, then the bank or building society that provided the mortgage may well keep the title deeds securely in their offices, although many are now not offering this service. However, if you paid for your property outright or if your mortgage has been paid in full, your lawyer will receive the title deeds. It’s then up to you to decide whether to store these important documents somewhere yourself or whether to leave them in the hands of your lawyer or solicitor. If you want to have them at home you will have to invest in a secure, safe and organised way of keeping them. For all these reasons, it is essential that documents are kept in a deed or fire resistant box. Potential burglary, repossession, fire and flood damage are all risks to title deeds that just cannot be tolerated.
A deed box keeps your legal documentation and proof of ownership safe, secure and organised. Deed boxes are essential in every home because of the dangers of the home environment. In addition, they are ideal for the secure transportation of legal documents to other places.
The traditional Steel Deed Box as shown above are often deposited in Bank vaults or new safe deposit stores, but if you are safe guarding your deeds at home it may be more to use a fire and water resistant box such as the Sentry model shown, with the added bonus that other important documents such as birth and marriage certificates as well as passports, share certificates and their like can be protected as well.
The latest Fire boxes, as well as being used for storing deeds and other important paper documents, can also be used to protect digital media such as USB memory devices and external computer back up hard drives.